Pacific Health Trust

Welcome to the Pacific Health Trust.

Bringing Washington employers together for quality health insurance, competitive rates, and greater purchasing power.

Overview

The Pacific Health Trust is a multiple employer health insurance program underwritten by Health Net Health Plan of Oregon, Inc.

The Health Plan consolidates Washington employers into one large, experience-rated contract with significant purchasing power. The results are competitive premium rates, more benefit plan options, and state-of-the-art customer service for participating companies and their employees.

Who is Eligible?

Any company with two or more employees is eligible to participate. Some industries may be excluded. Associations are also invited to inquire about endorsing the Pacific Health Trust for your health benefits.

Health Plans

The Pacific Health Trust provides a wide range of options from very rich benefit packages to plans that are more catastrophic in design. Plans include wellness coverage and alternative care as well as optional prescription drug and dental coverage.

Online Administration

You can manage your benefits online through the Pacific Health Trust website. Through your own secure web page you will be able to update information for all your benefit plans, quickly access benefit summaries, forms, provider directories, view your premium invoices as well as enroll or terminate employees and dependents.

Be Prepared/Anticipate, but don't Panic - Information about the H1N1 Flu from Health Net

COBRA Subsidy Program Update (12/23/2009)

COBRA Subsidy – UPDATE – President Obama Signs Defense Bill with COBRA Subsidy Extension

COBRA Subsidy Extension - The Senate passed the Department of Defense Appropriations Act of 2010 (the “Defense Act”) over the weekend and sent it to President Obama for his signature and he signed it today. So, the extension has been finalized and NLRG will provide additional details to assist with the implementation.

As a reminder, some of those provisions would:

· Extend subsidy eligibility to February 28, 2010;

· Extend the nine month time period for the subsidy by an additional 6 months to a total of 15 months;

· Permit retroactive payment of premiums for up to 60 days after enactment of the extension for those assistance eligible individuals (“AEI”) whose subsidy expired on November 30th and who did not pay their premium for December coverage.

· Mandate an additional Notice to all AEIs who are on COBRA on or after November 1st or whose qualifying event is a termination of employment occurring on or after November 1^st

· Correct the current “glitch” that requires BOTH the termination of employment and eligibility for COBRA to be within the eligibility date. Only the date of the involuntary termination of employment will have to be on or before February 28, 2010. The COBRA period can start later.

In addition, it is widely expected that the jobs bill that is being considered and is expected in January will include an additional extension

IMPORTANT NEW INFORMATION REGARDING THE COBRA SUBSIDY PROGRAM:

The new law allows 60 days from February 17th, the date it went into effect, to notify current continuants and eligible individuals of their new subsidy privileges and second chance election. The Pacific Health Trust is working diligently to understand these new regulations and provide information to assist you in understanding the requirements, meeting deadlines and answering questions as the details of this program are determined by the key players within the Department of Labor (DOL) and IRS.

If you are a Pacific Health Trust member who has signed up for the COBRA Administration services provided by BenefitHelp Solutions, in the next few days you will receive specific instructions for how they will assist in administering this program. Also, any Pacific Health Trust member company who is COBRA eligible but not yet signed up for COBRA Administration can contact Pacific Health Trust / thinc Service Center at (866) 999-3491 or email service@pacifichealthtrust.com